SBA LENDING
FLEXIBLE FINANCING FOR YOUR BUSINESS
Every business has a story. At Lexicon Bank, we support your next chapter—with
service, speed, and accessibility.
Benefits of SBA Loans through Lexicon Bank
Concierge-Like Service
Local Decision Making with a National Reach
Personalized Recommendations
SBA Preferred Lender
Fueling Growth for Southern Nevada and Small Businesses Nationwide with SBA Loans
Client Spotlight: The Martini
Lexicon Bank helped to empower Nick Star to grow his business, The Martini, to where it is today.
“Despite being a long-time customer at a national bank, we struggled to get any real support. Lexicon Bank’s Relationship Managers made it simple. They answered every question, and took the time to understand our needs.”
Nick Starr
Owner, The MARTINI
Your Guide to SBA Loans
Traditional loans aren’t always the best fit for small businesses. That’s where SBA loans come in. With the SBA backing a portion of the loan, qualifying becomes easier—and your chances of securing the funding you need grow stronger. At Lexicon Bank, we’ll help you navigate the choices and match you with the loan that makes the most sense for your business.
SBA 7(a) Business Loan
Most popular SBA loan. Can be used for almost any business purpose. Popular due to their flexible repayment terms
Key Benefits
- Loan amounts up to $5 million
- Terms up to 10 years for working capital
- Terms up to 25 years for commercial real estate
Best for
- Working capital
- Equipment purchases
- Refinance debt
- Buy a business or franchise
- Buy commercial real estate
SBA Express Loan
Provide loans to business for start-up or growth needs. Uses of funds include working capital, equipment, inventory, and property improvements. Loan funds can be structured as a Line of Credit or as a Term Loan with fixed or variable rates depending on the loan purpose.
Key Benefits
- Loan amounts up to $500 thousand
- Maturities up to 10 years
- Competitive Interest Rates
- Collateral Flexibility
- Quick Approval
Best for
- Working Capital
- Equipment Purchases
- Expansion Costs
SBA CAPLines Loan
Offers four SBA loan or line of credit products that are designed to help businesses meet their short-term and cyclical working capital needs.
Key Benefits
- Loan amounts up to $5 million
- Terms up to 10 years for seasonal, working capital & contract CAPLines
- Terms up to 5 years for builder CAPLines
Best for
- Support short-term or seasonal working capital needs
- Fulfill contracts or purchase orders
- Perform construction or significant renovations on an eligible project
CDC/SBA 504 Loan
Provides SBA loans to small businesses looking to purchase or build owner-occupied commercial real estate.
Key Benefits
- Loan amounts up to $5.5 million
- Terms up to 25 years
Best for
- Owner-occupied commercial real estate purchase, construction, or renovation
- Purchase of other fixed assets
"We opened an account and have enjoyed a strong relationship ever since. When the opportunity arose to purchase the land and building where our business operates, Lexicon was our first choice for financing—and they made the entire process seamless."
Nick Starr
Owner, The MARTINI
GROWTH & EMPOWERMENT
Because your success is our priority. Our experienced SBA team helps you navigate the loan process with clarity, care, and confidence—so you can focus on advancing your business and achieving your goals.
Rooted in Community. Focused on You.
Lexicon Bank isn’t just where you bank—it’s where relationships grow. Our SBA team combines national programs with local insight, making sure every solution reflects the needs of Southern Nevada businesses.
Personalized Service
We listen first, then craft solutions around your goals.
Streamlined Process
We manage the complexity, so you can move forward with confidence.
Local Expertise
Our team is deeply rooted in the communities we serve.
Comprehensive Solutions
SBA loans are just the beginning—we’ll help you plan for what’s next.
Discover how Lexicon Bank’s SBA team can give your business the tools to grow, thrive, and make an impact right here at home.
Meet Our SBA Lending Team
Behind every SBA loan at Lexicon Bank is a dedicated team that cares about your success. Our experienced team will take the time to understand your story, your goals, and the challenges you face. Together, we’ll find the financing solution that fits your business—and support you every step of the way.
Ready to Empower Your Business?
Fill out this form and our SBA Business Development Officer will get back to you. Let's start your journey towards empowered growth!
