PERSONAL BANKING

Banking designed for you.

Lexicon Bank offers personal checking and money market accounts to individuals of all types. From business owner to professional poker player to community philanthropist, we have personalized options to suit your checking account needs, creating the banking relationship you want. Whether it’s through the online portal, the mobile app or in-person at our branch in Tivoli Village, your money is there when you need it.


All of our accounts feature

ATM/debit card

Online banking

Mobile banking with mobile deposit

Online bill pay

E-statements

Unlimited online transactions

Relationship 101 Checking
(Personal Checking)

Every relationship begins with an introduction, ours happens to be the Relationship 101 account. This is our starter checking account with all the features of a premiere checking account. All we ask is that you maintain a minimum balance.

All-in Relationship Checking
(Personal Interest Checking)

The all-in relationship with Lexicon Bank. You need all that a checking account can offer along with a financial partner who can service all of your banking needs.

  Relationship 101 Checking All-In Checking
Minimum Balance
Requirement
$300 minimum opening deposit* $2,500 minimum opening deposit**
Monthly Service Charge $10 service charge* $10 service charge**
Transaction Limits None None
Interest Earning N/A Competitive tiered interest rates,
based on account balances
Mobile Banking Yes Yes
Checks Unlimited check writing; free check
images with statements
Unlimited check writing; free check
images with statements

* Monthly Service Charge waived for maintaining a minimum daily balance of $300.00.
** Monthly Service Charge waived for maintaining a minimum daily balance of $2,500.00.


Looking for an option for a young person in your life? We’re pleased to offer checking accounts for teens and young adults through our Independence Checking.

Young Adult Independence Checking (Teen through college Checking)

Getting your feet wet in banking? Ready to spread your financial wings a little? Lexicon Bank has the checking option for you! Young adults want independence, and we deliver that independence – with a safety net. Young adults get everything they want from Lexicon Bank – debit card, a cool mobile banking app, and ATM access, while also getting peace of mind with set spending limits and account alerts so there are no surprises. Knowledge is power and with Lexicon Bank’s Independence Checking, we provide that knowledge through financial teaching moments.

  Young Adult Independence Checking
Minimum Balance
Requirements
None
Monthly Service Charge None
Transaction Limits None
Interest Earning Yes
Mobile Banking Limited
Checks N/A
Special Features Spending limits; account alerts

Lexicon Money Market

Our interest is in you. Through Lexicon’s money market accounts, you can enjoy higher interest rates, growing your money faster than with basic savings accounts.

Benefits

  • Interest-bearing account so your money works harder for you
  • FDIC-insured to the legal maximum for your protection and peace of mind

Product Details

  • $2,500.00 minimum opening deposit
  • Six (6) debits per statement cycle*
  • $10.00 monthly service charge**
  • Pays competitive tiered interest rates, based on balances
  • Unlimited "in-branch" transactions

* Federal regulations allow only six withdrawals or transfers per statement cycle. A $10.00 withdrawal fee will be charged for each additional transaction.
** Monthly Service Charge waived for maintaining a minimum daily balance of $2,500.00.

WE BANK FOR YOU.