MOBILE BANKING POLICY

INTRODUCTION

Lexicon Bank is committed to providing secure and convenient mobile banking services. This policy outlines the terms and conditions governing the use of our mobile banking services. By using Lexicon Bank’s mobile banking application, you agree to comply with the following terms.

1. ELIGIBILITY

To use Lexicon Bank's mobile banking services, you must:

  • Be a registered Lexicon Bank account holder.
  • Have a compatible mobile device and internet access.
  • Download and install the official Lexicon Bank mobile banking application from an authorized app store.

2. SECURITY

Your security is our priority. Lexicon Bank employs industry-standard security measures to protect your personal and financial information. To ensure your security:

  • Keep your mobile device secure and do not share it with unauthorized individuals.
  • Use strong, unique passwords and update them regularly.
  • Enable biometric authentication (e.g., fingerprint, facial recognition) if your device supports it.
  • Monitor your account regularly for unauthorized transactions and report any suspicious activity immediately.

3. PRIVACY

Lexicon Bank is committed to protecting your privacy. We collect, use, and share your information as described in our Privacy Policy. We may collect information about your mobile device and usage patterns to enhance security and improve our services.

4. USAGE

By using our mobile banking services, you agree to:

  • Use the services for lawful purposes only.
  • Not engage in any activities that could harm Lexicon Bank’s systems or other users.
  • Notify Lexicon Bank immediately if your mobile device is compromised.

5. RESPONSIBILITIES

You are responsible for:

  • Maintaining the confidentiality of your login credentials.
  • Ensuring your mobile device is updated with the latest software and security patches.
  • Reviewing your account statements regularly and reporting any discrepancies promptly.

6. LIMITATIONS OF LIABILITY

Lexicon Bank is not liable for any losses or damages resulting from:

  • Unauthorized access to your account due to your negligence.
  • Technical issues, interruptions, or errors in the mobile banking services.
  • Any actions taken based on inaccurate or outdated information provided by you.

7. MODIFICATIONS

Lexicon Bank reserves the right to modify this Mobile Policy at any time. We will notify you of any significant changes via email. Continued use of the mobile banking services after such notification constitutes acceptance of the revised terms.

8. CONTACT INFORMATION

If you have any questions or need assistance, please contact our customer service:

Phone: (702) 780-7700

Email: [email protected]

Address: 330 S Rampart Blvd. Suite 150, Las Vegas, NV 89145

9. GOVERNING LAW

This Mobile Banking Policy is governed by the laws of Nevada, without regard to its conflict of law principles.