Spot the Scam Before It Starts. #BanksNeverAskThat

Nearly 75 percent of Americans have experienced some form of online scam or attack.* Every day, thousands of people fall victim to scams delivered through emails, texts and calls from scammers pretending to be their bank, a loved one, the government or law enforcement. In fact, Americans lost an estimated $68 billion to scams in 2025.**

At Lexicon Bank, we’re committed to helping you spot scams and protect yourself from fraud. We’ve joined the American Bankers Association and banks across the country in a nationwide effort to help you protect your personal information and your money.

One of the best ways to protect yourself from a scam is knowing what to look for and recognizing when something doesn’t seem right.

Here are six signs of a scam and what you can do to protect yourself:

• You’re pressured to open a link. Don’t click it. Block the sender.

• You’re called out of the blue and asked not to tell anyone. Hang up and verify the request independently.

• You receive an unexpected email attachment. Don’t open it. Delete the email.

• You’re asked for personal information like your PIN, passwords or Social Security number. Don’t provide it. Hang up or stop responding.

• You’re pressured to log into a payment app or send money through one. Stop, block and report the request.

• An unexpected message pressures you to click a link, send money or reply. Pause and visit lexiconbank.com/contact or call the number on the back of your card.

For more tips, videos and an interactive quiz to test your fraud-spotting knowledge, visit BanksNeverAskThat.com. Be sure to share the webpage with your friends and family. The more people who know what to look for, the harder it is for scammers to succeed.

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*U.S. House Committee on Financial Services, Fighting Back: A Policy Framework for Combating the Rise of Financial Fraud & Scams (2026).

**Stop Scams Alliance and Gallup, United States of Scams: The Financial and Emotional Fallout (2026).